Visitor Agreement

GENERAL PRIVACY POLICIES.
As professionals who provide advice on personal and business insurance matters, we want you to know that your privacy and the confidentiality of information you provide in the course of our association with you are very important to us. Maintaining your trust and confidence is a high priority of all members of our company. We may receive and collect significant personal, business and financial information from our customers and, on occasion, from third parties such as accountants, insurance brokers, banking institutions and other advisors in the course of providing certain our services. We do not disclose any of this information to anyone outside the company except as required by law, permitted by applicable insurance regulations or as authorized by you. We retain records relating to services we provide so that we are better able to assist you with your needs and, in some cases, to comply with regulatory guidelines. We protect the privacy of that information and maintain safeguards which comply with our legal and regulatory obligations to prevent unauthorized disclosure of nonpublic, personal information. If you have any questions about our privacy policies or procedures, please contact us by phone or by e-mail.

WEB SITE PRIVACY POLICIES.
The information we receive when you visit this web site and how we use it depends upon what you do when visiting . If you visit our site to read about or services and policies, we collect and store only the following information about you:

The IP address of the computer you used to access our site.
Your user name and domain if you logged onto a restricted area on our site.
The NETBIOS name of your computer.
The IP address of the web pages you visited you visited.
The IP port you accessed.
The method of your access and the web pages you accessed.
The results of your access attempts.
The browser version used to access the site.
The referring site (if any) from which your access originated.
The date and time you accessed our site.

This information is collected strictly for our internal use related to the following:

Site Management - Information is collected primarily for statistical purposes. Our computers use software programs to create statistical reports which are used for such purposes as assessing the number of visitors to the different sections of our site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

Site Security - We collect information for security purposes and to ensure that our service remains available to all clients and users. Our computers employ software to monitor network traffic, to identify, record and block unauthorized attempts to access restricted locations and information at our site, or otherwise cause damage.

Acceptance of Privacy Policy Terms - We reserve the right to change this policy. Any changes to this policy will be posted to this page as soon as reasonably possible, so please check this page periodically. Use of the our Web Site constitutes consent to any policy then in effect. Please make sure that you read our policies to understand additional terms and conditions which apply to the use of our web site. If you have any questions or comments concerning our privacy policy, please contact us via e-mail or by phone

Links to other Sites - It is important to note that the our web site may contain links to other sites that may not follow the same privacy policies as the our web site. These other sites may use cookies, collect data, and use the data in ways that we would not. We are not responsible for the privacy practices or any information or materials on these other sites. Please visit these sites if you wish to review their privacy policies.

Note - We will not obtain personally-identifying information about you when you visit our site, unless you choose to provide such information to us. We do not sell or otherwise distribute any information we collect except that we will cooperate with law enforcement officials by supplying information in connection with an investigation of any illegal activities involving our site or the use of the services we provide.