The business insurance needs of manufacturing companies can vary by industry. Every manufacturer faces unique risks. Additionally there are some more common risks faced by almost all businesses. Jenks/Long Insurance has partnered with numerous insurance carriers that specialize in providing coverages which can be customized to meet the unique needs of your manufacturing business. Our risk advisors can help you determine which coverages are the best fit for your manufacturing business.
Important Manufacturer Insurance Coverages for almost all businesses:
- General Liability
- Business Income with Extra Expense
- Manufacturers' E&O
- Workers' Compensation
- Hired and Non-Owned Auto
- Equipment Breakdown
Important Coverages for some Manufacturing Businesses to Consider:
- Directors & Officers
- Product Recall Expense
- Employment-related Practices
- Supply Chain
- Environmental Liability
- Commercial Auto
- Key person or other life insurance
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Some of the coverages listed above are more typical for any industry. However, as a manufacturer, you may need to consider insuring your property at many different locations or steps in the supply chain. It's also important for finished stock to be valued at selling price, when available. You may also seek enhanced coverage for losses at dependent properties. It is also important to have broad coverage for machinery and equipment breakdown.
Having insurance companies that specialize in manufacturers' insurance is critical in allowing you to protect these unique needs. Furthermore, risk advisors at Jenks/Long Insurance can help you navigate the options available to create an insurance program for your manufacturing business.
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